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Credits are the currency that powers AI features in Apers. Credits are consumed when you work with Apers in chat, including building financial models and reading your documents there.

How Credits Work

Your account has a credit balance that decreases as you use AI features. The amount consumed varies depending on the complexity and type of task.
Your current credit balance is always visible in the dashboard so you can track usage in real time.

Monthly Credit Refresh

Every month, your account receives a fresh allocation of credits based on your subscription plan (annual plans also refill monthly). This allocation is added to your existing balance, so any credits you didn’t use carry over.
1

Subscribe to a plan

Choose a plan that fits your usage level. Each plan includes a monthly credit allocation.
2

Use credits throughout the month

Credits are deducted as you use AI features across Apers.
3

Credits are added on your billing date

On your monthly refill date, your plan’s allocation is added to your balance. Unused credits from earlier cycles stay in your account.

Running Low on Credits

If your balance is getting low before the next refresh, you have two options:
  • Purchase additional credits on top of your plan allocation. See Purchasing Credits.
  • Upgrade your plan for a higher monthly allocation. See Plans.

When You Run Out

  • Subscribers switch to Eco Mode automatically when their balance reaches zero. Eco Mode runs chat on a lighter AI model at no credit cost, so you can keep working until your next refill or until you purchase more credits. Max Mode is unavailable in Eco Mode.
  • Free accounts can’t send new messages once their starting credits are used up. Subscribe to a plan to continue.
Keep an eye on your usage patterns during the first few weeks to find the plan that best fits your workflow.
Last modified on October 30, 2026